Mortgage Feasibility Calculator
Check how much mortgage you can get under Bank of Israel rules — Loan-to-Value (LTV) and Payment-to-Income (PTI) ratio.
Buyer Details
Results
Enter income and property price to calculate
Bank of Israel Mortgage Rules
Loan-to-Value (LTV)
- 🏠 First home: up to 75% financing
- 🏗️ Additional property / investor: up to 50% financing
- 🔄 Upgrading home: up to 70% financing
Payment-to-Income (PTI)
- ✅ Up to 33% — recommended
- ⚠️ 33%–40% — possible under certain conditions
- ❌ Above 40% — difficult to get approval
* Rules may change. This calculator is an indication only — for accurate advice, contact a licensed mortgage advisor.
⚠️ Important Note
The information and calculations on this site are for general guidance only and do not constitute legal, financial, tax, or investment advice of any kind. Tax brackets, interest rates, and other data are updated periodically and may not reflect the current situation at the time of viewing.
Before making any real estate purchase, sale, or investment decision — consult with a real estate lawyer, mortgage advisor, tax advisor and licensed appraiser as appropriate. Do not rely solely on calculator results when making decisions.