Evaluating a Deal
Step 6 of 16

Evaluating a Deal

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Evaluating a Deal

Found an interesting property? Now it's time to analyse it in depth and decide whether it's worth it.

What you need to know at this step

What Is a Deal Evaluation and Why Is It Critical?

Deal evaluation is the structured analysis that helps you decide whether to buy — and at what price. Many buyers skip this stage and make decisions based on gut feeling. This is a costly mistake. A proper analysis will reveal whether the price matches the market, what the expected yield is, and whether there is room to negotiate.

Comparable Transactions (Comps)

The most powerful tool for checking price is comparison with recently closed deals in the market. The Madlan website publishes real transaction data (from the land registry), which can be filtered by neighbourhood, size, floor, and year of construction. Look for 5–10 similar transactions closed within the last 6–12 months, and calculate the average price per square metre. Compare this with the seller's asking price.

If the price is 5%–10% above the average — that is room for negotiation. If it is 20% or more above without explanation — the property may simply be overpriced.

Yield Calculation — The Basis for Everything

Gross yield = (Annual rent ÷ Property price) × 100. Example: An apartment at ₪1,500,000 rented for ₪4,000 per month → 48,000÷1,500,000 × 100 = 3.2% gross yield.

Net yield also accounts for: municipal tax (arnona), building fees, insurance, repairs, average vacancy, and taxes. This typically reduces gross yield by 0.5%–1.5%.

Use our Rental Yield Calculator for a precise calculation.

Appreciation Potential

Beyond rental yield, ask: is the property likely to increase in value? Factors that influence this include: planned development projects in the area, infrastructure improvements, urban renewal (tama 38, evacuation-reconstruction), and general increases in demand for the area. Also note the opposite: construction plans that could harm the view, or increased housing supply in the area that may push prices down.

Early Checks Before Making an Offer

Before making a serious offer, check: are there any debts on the property (existing mortgage, attachments, liens)? What is the status of the land registry registration? Are there any caveats registered? Are there outstanding building committee fees or upcoming major building expenses? Your lawyer will check all of this at the legal stage — but it is better to know in advance.

✅ Checklist for this step

  • 1
    Check comparable transactions: what has sold recently in the area at the same size?
  • 2
    Calculate the gross and net yield (use our calculator)
  • 3
    Examine appreciation potential: is the price below market?
  • 4
    Ask how long the property has been on the market and why
  • 5
    Check whether there are debts on the property (mortgage, lien, attachment)
  • 6
    Get an appraisal quote before the final decision
  • 7
    Calculate the mortgage cost versus the expected rental income

⚠️ Important Note

The information and calculations on this site are for general guidance only and do not constitute legal, financial, tax, or investment advice of any kind. Tax brackets, interest rates, and other data are updated periodically and may not reflect the current situation at the time of viewing.

Before making any real estate purchase, sale, or investment decision — consult with a real estate lawyer, mortgage advisor, tax advisor and licensed appraiser as appropriate. Do not rely solely on calculator results when making decisions.

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